Hi Bill,
I did not want to post this on your ask Bill section as I suspect you would rather reply individually to this question. You have mentioned in a few interviews that you use a 3rd party active management service to manage your investments. I am in retirement and would to protect my investments from the sure to come bear market but don’t want to market time either.

What active 3rd party service do use to help with your investments?

Thanks for your great question! I use Investech Research, out of Montana, as my risk management advisor. They offer an annual subscription for about $200. It comes with wonderful monthly reports and hotline reports notifying me of any required asset allocation changes.

Best regards,

Bill Bengen